Scottish Widows Europe S.A.

Life Insurance Company

210 years of history

(1815 - 2025)

The Early Years

Edinburgh, Scotland

1812 - Coffee shop meeting
Problem: Napoleon War widows + orphans
No social security
1815 - Company foundation

Key Numbers Today (Worldwide)

6M customers
£170B assets
210 years old
#1 UK's oldest

Evolution Timeline

1815

Scottish Widows foundation

2000

Lloyds TSB acquisition

2009

Lloyds Banking Group

2019

European company creation

The Brexit Challenge

2016 - Brexit vote
Problem: EU customers?
Solution: Luxembourg company
2019 - Scottish Widows Europe S.A.

European Presence

🏢 Luxembourg

Headquarters

🏢 Germany

Heidelberg office

🌍 EU Countries

All services

Brand: Clerical Medical

Products & Services

💰

Life Insurance

🏥

Critical Illness

👴👵

Pensions

📈

Investments

Mission: Protect

1815

Scottish widows

Mission : Protect widows and orphans

2025

Thousands of European families

Same mission: Protect families

Personal Connection

My father works here
Proud of the company's history
From 1815 to today
Helping families across Europe

Thank You

Any questions?

Scottish Widows Europe S.A.

210 years of protecting families